Tompkins Financial Corporation, through its wholly owned banking subsidiaries, Tompkins Trust Company, The Bank of Castile, and The Mahopac National Bank, primarily offers commercial banking services to individuals and businesses in New York. Its deposit products include checking, savings, money market, and individual retirement accounts, as well as time deposits. The company's loan portfolio comprises loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; consumer loans comprising personal installment loans, indirect automobile financing, and overdraft lines of credit; and residential real estate mortgage loans. It also offers other commercial services, including cash management services, letters of credit, sweep accounts, credit and debit cards, purchasing cards, merchant processing, brokerage services, safe deposit services, Internet-based account services, and remote deposit services. In addition, the company, through its subsidiary, Tompkins Investment Services, provides trust and investment management services, including investment management accounts, custody accounts, trusts, retirement plans and rollovers, estate settlement, and financial planning. Further, Tompkins Financial offers property and casualty insurance, broker-dealer, and employee benefits consulting services. As of December 31, 2007, it operated 39 banking offices in New York. The company was founded in 1836 and is headquartered in Ithaca, New York.
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